Cook County Down Payment Assistance Program
low-level alert: Program returns in July 2026
The Cook County Down Payment Assistance Program helps homebuyers with down payments, closing costs or mortgage buydowns.
The program provides subsidies of 5 percent of the home's sale price, up to $25,000.
Club 720 Solutions LLC, an organization committed to helping people on their home-buying journey, partners with Cook County on the program.
Stifel, Nicolaus and Company Inc., a brokerage and investment banking firm, is also a partner.
Homebuyers interested in the program, as well as lenders interested in becoming part of the program, should visit club720.org/cookcounty-dpa.
Eligibility
Those earning up to 120 percent of the County’s Area Median Income are eligible, and for those buying in Disproportionately Impacted Areas or Qualified Census Tracts, there is no income limit.
First-time and repeat buyers throughout Cook County who meet those criteria may apply.
All first-time homebuyers (which includes those purchasing a home for the first time in three years) must complete a homebuyer education course before closing. Courses are available on the Club 720 website.
Questions?
For program-related questions, email Paul Elue, housing programs manager with the Cook County Bureau of Economic Development, at paul.elue@cookcountyil.gov.
For direct assistance, email Club 720 at support@club720.org.
For media inquiries, email:
Maria Phelan, Cook County Bureau of Economic Development deputy director of communications
maria.phelan2@cookcountyil.gov
Kyle Garmes, Cook County Bureau of Economic Development public relations specialist